Santander Consumer Finance (SCF) is a leading consumer finance bank. It is present in 16 European countries, Canada and China. Its business activity is focused on supporting its customers by offering them the best banking and financial solutions, and helping its partners (OEMs, dealers and merchants) to boost their sales capacity by financing their products and developing advanced technologies to give them a competitive edge. With more than 14,000 professionals at the end of June 2025, SCF serves 17 million customers and 130,000 point of sale partners. It is part of Digital Consumer Bank, one of the five global businesses of Banco Santander, which encompasses the consumer finance business of the group worldwide.
Banco Santander (SAN SM) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. In the first half of 2025, Banco Santander had €1.3 trillion in total funds, 176 million customers, 7,700 branches and 204,000 employees.
